1. Purpose

This statement affirms that International Business Economics Network Systems (IBENsystems™) voluntarily aligns its governance, analytical processes, and public disclosures with the IOSCO Code of Conduct Fundamentals for Credit Rating Agencies.

2. Independence and Conflicts of Interest

IBENsystems™ maintains analytical independence. Analysts are not compensated based on rating outcomes, and commercial considerations do not influence ratings.

3. Quality and Integrity of the Rating Process

IBENsystems™ applies consistent, transparent, and data-driven methodologies approved by independent rating committees. All ratings represent opinions, not guarantees.

4. Transparency and Disclosure

IBENsystems™ publicly discloses rating definitions, methodologies, outlooks, assumptions, and limitations. Material changes are communicated promptly.

5. Treatment of Confidential Information

Non-public information is safeguarded through restricted access, secure storage, and confidentiality obligations.

6. Governance and Accountability

IBENsystems™ operates under a defined governance framework with oversight and escalation procedures to ensure accountability.

7. Ongoing Review

Compliance with IOSCO principles is reviewed periodically and updated as standards evolve.

8. Self-Attestation

IBENsystems™ affirms that its policies and procedures are designed to be consistent with the IOSCO Code of Conduct Fundamentals for Credit Rating Agencies.

9. Contact Information

International Business Economics Network Systems (IBENsystems™)
Email: info@ibensystems.com
Phone: 678-653-0082
Website: https://ibensystems.com